Service 04

Credit Risk
Assessment

Identify high-risk clients before extending credit. Our in-depth, data-driven reports powered by live US commercial data protect your cash flow from bad payers before the problem ever starts.

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Live Data
Reports powered by real-time US commercial credit data and court records
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Fast Turnaround
Most standard reports delivered within 24–48 business hours
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Ongoing Monitoring
Set alerts to be notified when a client's risk profile changes
Prevention First

Stop Bad Debts
Before They Happen

The most effective debt recovery strategy is one you never need to use. HCM's Credit Risk Assessment service helps US businesses make informed decisions about extending credit, payment terms and trading relationships — before any money is at risk.

Our reports pull from multiple live US data sources including court judgments, payment history databases, company filings and director records to give you a complete risk picture.

  • Company financial health snapshot
  • CCJ and court judgment history
  • Director and ownership analysis
  • Industry benchmarked risk score
  • Recommended credit limit
Credit Risk
Report Types

Choose the Right Report for You

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Quick Check
From $29

A fast snapshot of company status, basic financial indicators and any known court judgments. Perfect for low-value transactions.

  • ✓Company status & registration
  • ✓Basic risk score
  • ✓Known CCJs
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Most Popular
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Standard Report
From $79

Comprehensive risk analysis including payment history, director details, financial accounts and a recommended credit limit.

  • ✓Full financial accounts analysis
  • ✓Payment behaviour history
  • ✓Director & ownership checks
  • ✓Recommended credit limit
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Deep Dive Report
From $199

In-depth analysis including group structure, beneficial ownership, litigation history and an analyst-written summary with recommendations.

  • ✓Everything in Standard
  • ✓Group & ownership structure
  • ✓Analyst narrative & recommendation
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Protect Your Business Before You Extend Credit

Order a risk report today or speak to our team about ongoing credit monitoring for your client portfolio.