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Terms of Use

1. Acceptance of Terms

By accessing or using the Hawthorne Cole Meridian LLC website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

2. Services Description

Hawthorne Cole Meridian LLC provides commercial debt recovery and related financial services to US and international businesses. Our services are provided exclusively on a business-to-business (B2B) basis. We do not provide consumer debt collection services.

3. No-Win, No-Fee Agreement

Our no-win, no-fee policy applies to specific recovery mandates as detailed in your individual service agreement. The absence of a fee only applies when no funds are recovered. Partial recoveries are subject to pro-rata fee arrangements as outlined in your signed engagement letter.

4. Client Responsibilities

By engaging our services, you warrant that:

  • You are legally authorized to pursue the debt in question
  • All information provided to HCM is accurate and complete to the best of your knowledge
  • You have the authority to enter into a service agreement on behalf of your business
  • The debt is a legitimate commercial obligation and not subject to a bona fide dispute

5. Limitation of Liability

Hawthorne Cole Meridian LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability to you for any claim shall not exceed the fees paid by you to HCM in the six months preceding the claim.

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Hawthorne Cole Meridian LLC and is protected by US and international copyright law. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Governing Law

These Terms of Use are governed by the laws of the State of New York, United States. Any disputes shall be subject to the exclusive jurisdiction of the courts of New York County, New York.

8. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after any changes constitutes your acceptance of the new terms.

9. Contact

For questions about these Terms of Use, contact us at info@hcmrecovery.com or: Hawthorne Cole Meridian LLC, 123 Wall Street, Suite 400, New York, NY 10005.