Hawthorne Cole Meridian helps US businesses recover unpaid invoices quickly and professionally. Our B2B debt recovery solutions are built on a no upfront fee model, a transparent process, and a powerful nationwide and international legal network.
We provide a complete suite of debt recovery solutions tailored for US businesses.
Recover unpaid invoices and outstanding balances from businesses with professional, compliant collection strategies.
View More ServicesCross-border collection handled by our global network of specialists with on-the-ground knowledge in 120+ countries.
View More ServicesCourt action and legal escalation managed by our specialist US legal team when negotiation options are exhausted.
View More ServicesIdentify high-risk clients before extending credit. Our in-depth reports protect your cash flow from bad payers.
View More ServicesSwift action on overdue invoices. Early professional intervention increases recovery success rates significantly.
View More ServicesOutsource your entire receivables process to our experts so you can focus fully on growing your core business.
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A simple, transparent process designed to maximize recovery while keeping you informed.
Upload claim details and documents securely through our online portal in just minutes.
Our specialists verify records and assess the most effective strategy to maximize your recovery.
Professional, compliant outreach via phone, letter and email to reach settlement agreements.
Escalation through negotiation, mediation and legal channels to maximize the amount recovered.
Recovered funds transferred directly to you. Pay only when we deliver results — zero risk.
Deep sector knowledge of US regulations gives Hawthorne Cole Meridian a decisive recovery edge.
Expertise, technology and legal reach that in-house teams simply cannot match.
Every case is managed by a dedicated specialist with full transparency and performance tracking.

Industry-leading 85–95% recovery success rate
Skilled negotiators who recover funds while maintaining business relationships.
Full compliance with US regulations and access to a nationwide legal network.
Zero upfront cost — you only pay when we recover your money.
24/7 access to your case through our secure client portal.
Our global network allows us to pursue debtors across 120+ countries, combining local expertise with centralized US management.
See why US businesses who outsource to HCM recover more, faster, with zero upfront cost.
Start your claim today and let our experts begin immediately.